{"id":456,"date":"2026-02-20T04:53:12","date_gmt":"2026-02-20T04:53:12","guid":{"rendered":"https:\/\/alappattugold.com\/blog\/?p=456"},"modified":"2026-02-26T06:29:52","modified_gmt":"2026-02-26T06:29:52","slug":"how-to-save-thousands-on-interest-with-a-pledged-gold-service-in-kerala","status":"publish","type":"post","link":"https:\/\/alappattugold.com\/blog\/how-to-save-thousands-on-interest-with-a-pledged-gold-service-in-kerala","title":{"rendered":"How to Save Thousands on Interest with a Pledged Gold Release Service in Kerala"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"456\" class=\"elementor elementor-456\">\n\t\t\t\t<div class=\"elementor-element elementor-element-30c5e8f0 e-flex e-con-boxed e-con e-parent\" data-id=\"30c5e8f0\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-206e77ee elementor-widget elementor-widget-text-editor\" data-id=\"206e77ee\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\n<p><span style=\"font-weight: 400;\">Gold loans are common across Kerala. They are quick, accessible, and require minimal paperwork. But what most borrowers don\u2019t calculate properly is the long-term cost of interest. If you are stuck paying high monthly charges, a pledged gold release service in Kerala can be the smartest financial reset you make this year.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This blog breaks down the math behind private gold loan interest, exposes the hidden cost of delay, and explains how strategic settlement can save you thousands of rupees.<\/span><\/p>\n<h2 class=\"wp-block-heading\"><b>The Interest Trap Most Borrowers Ignore<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Private financiers and some lending institutions in Kerala charge anywhere between 18% to 30% annual interest on gold loans. On paper, that might not look extreme. But let\u2019s break it down logically.<\/span><\/p>\n<h3><b>Example Scenario<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Gold loan amount: \u20b93,00,000<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">Interest rate: 24% annually<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">Monthly interest: \u20b96,000<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">One-year interest paid: \u20b972,000<\/span><\/p>\n<p><span style=\"font-weight: 400;\">After paying \u20b972,000 in one year, your principal is still \u20b93,00,000.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You\u2019ve paid nearly 25% of the loan amount \u2014 and you still owe the full amount.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This is how the interest trap works.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Many borrowers continue paying monthly interest just to \u201ckeep the gold safe,\u201d without realizing they are losing long-term value. That\u2019s where a professional pledged gold release service in Kerala becomes a financial strategy rather than just a transaction.<\/span><\/p>\n<h2><b>Why Interest Builds Faster Than You Think<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Gold loans often operate on:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Monthly interest collection<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Penal charges for delayed payments<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Renewal fees<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Processing charges on extension<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">If you miss payments, interest compounds. If you renew, tenure resets. Over 2\u20133 years, borrowers sometimes pay an amount equal to 50\u201370% of the original loan just in interest.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ask yourself honestly:<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">Are you reducing the principal, or just feeding the interest?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A transparent pledged gold release service in Kerala helps you break that cycle permanently.<\/span><\/p>\n<h2><b>Comparing Two Financial Paths<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Let\u2019s compare keeping the loan versus settling it strategically.<\/span><\/p>\n<h3><b>Option 1: Continue Paying Interest<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Loan: \u20b93,00,000<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">Interest: 24% annually<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">3-year interest paid: \u20b92,16,000<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Total outflow after 3 years: \u20b92,16,000<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">Principal still due: \u20b93,00,000<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Total financial burden: \u20b95,16,000<\/span><\/p>\n<p><span style=\"font-weight: 400;\">And if gold prices fluctuate during that time, you may lose additional value.<\/span><\/p>\n<h3><b>Option 2: Settle Through Professional Service<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">If gold prices are strong, a pledged gold release service in Kerala can:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Clear the loan immediately<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Release your gold legally<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Value it at current market rate<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Deduct outstanding amount<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Pay you the surplus<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Instead of losing \u20b92+ lakhs in interest over time, you stop the clock immediately.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The key difference is simple:<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">Interest is recurring. Settlement is one-time.<\/span><\/p>\n<h2><b>The Psychological Mistake Kerala Borrowers Make<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Many families emotionally attach to the idea of \u201cgetting the gold back later.\u201d So they keep paying interest month after month.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">But here\u2019s the hard truth:<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">If you haven\u2019t reduced principal in 12 months, you\u2019re not recovering your gold. You\u2019re renting it.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A professional pledged gold release service in Kerala helps you analyze whether continuing the loan even makes financial sense.<\/span><\/p>\n<h2><b>When Settlement Makes Maximum Sense<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">There are three situations where settlement is clearly smarter:<\/span><\/p>\n<h3><b>1. High Interest Rate Above 18%<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Anything above 18% annually eats into your asset value quickly.<\/span><\/p>\n<h3><b>2. No Principal Reduction<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">If your EMI covers only interest, you\u2019re stagnant.<\/span><\/p>\n<h3><b>3. Rising Gold Prices<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">When gold prices are high, selling after release often generates surplus cash.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In these scenarios, using a pledged gold release service in Kerala is not a loss &#8211; it\u2019s damage control.<\/span><\/p>\n<h2><b>How Alappattu Gold Helps You Stop the Interest Trap<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Alappattu Gold operates with a structured settlement system designed to protect customers from prolonged financial strain.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here\u2019s how it works:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">We verify your total outstanding amount.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">We accompany you to the bank or financier.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Loan closure happens in your presence.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Gold is tested scientifically using modern XRF technology.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Final valuation is calculated transparently.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The surplus amount is transferred digitally to your account.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Unlike private lenders who profit from long-term interest, our <\/span><b>pledged gold release service in Kerala<\/b><span style=\"font-weight: 400;\"> focuses on immediate resolution.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The goal is simple:<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">Stop the interest meter today &#8211; not next year.<\/span><\/p>\n<h2><b>Understanding the Math of Opportunity Cost<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Let\u2019s say you are paying \u20b96,000 per month in interest.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">That\u2019s \u20b972,000 per year.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If that money was invested in:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Business expansion<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Children\u2019s education<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Emergency savings<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Fixed deposits<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">It would create value instead of draining it.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Continuing a high-interest loan has an opportunity cost. Every rupee spent on interest is a rupee not working for you.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A structured <\/span><b>pledged gold release service in Kerala<\/b><span style=\"font-weight: 400;\"> converts a draining liability into usable capital.<\/span><\/p>\n<h2><b>Common Myths About Settlement<\/b><\/h2>\n<h3><b>Myth 1: \u201cI\u2019ll Lose Everything\u201d<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">False. If gold prices are favorable, many customers receive surplus after loan closure.<\/span><\/p>\n<h3><b>Myth 2: \u201cAuction Is Similar\u201d<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Wrong. Auctions often fetch lower-than-market value. You lose potential surplus.<\/span><\/p>\n<h3><b>Myth 3: \u201cInterest Is Manageable\u201d<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Maybe short term. Not long term.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A smart borrower calculates total cost &#8211; not just monthly payment.<\/span><\/p>\n<h2><b>The Importance of Timing<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Gold prices fluctuate. Interest accumulates steadily.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If gold rates are high and your interest rate is high, waiting usually works against you.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A professional <\/span><b>pledged gold release service in Kerala<\/b><span style=\"font-weight: 400;\"> helps you evaluate:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Current gold rate<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Net surplus after closure<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Total interest saved<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Break-even timeline<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Decision-making should be based on math, not hope.<\/span><\/p>\n<h2><b>Transparency in Calculation<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Before settling, always demand:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Live gold rate display<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Written outstanding amount<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Clear deduction policy<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Documented final payout<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Alappattu Gold ensures every step is visible and documented. Our process eliminates hidden adjustments.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you want a deeper understanding of gold selling best practices in Kerala, read our complete guide here. This <\/span><a href=\"https:\/\/alappattugold.com\/blog\/choosing-a-trusted-pledged-gold-service-in-kerala\"><span style=\"font-weight: 400;\">pillar blog<\/span><\/a><span style=\"font-weight: 400;\"> explains valuation standards and smart selling strategies in detail.<\/span><\/p>\n<h2><b>Realistic Case Example<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Customer loan: \u20b95,00,000<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">Interest rate: 21%<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">Monthly interest: \u20b98,750<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">Annual interest: \u20b91,05,000<\/span><\/p>\n<p><span style=\"font-weight: 400;\">After two years:<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">Interest paid: \u20b92,10,000<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">Principal still: \u20b95,00,000<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Total exposure: \u20b97,10,000<\/span><\/p>\n<p><span style=\"font-weight: 400;\">By using a pledged gold release service in Kerala, the customer closed the loan during a high gold price period and received a surplus after settlement &#8211; while eliminating future interest entirely.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">That\u2019s not emotional relief. That\u2019s financial logic.<\/span><\/p>\n<h2><b>Why Waiting Is Usually Expensive<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Borrowers delay settlement because:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u201cNext month things will improve\u201d<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u201cI\u2019ll clear principal soon\u201d<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u201cGold prices may increase\u201d<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">But interest does not wait.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Every month adds cost.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A structured pledged gold release service in Kerala provides immediate financial clarity instead of prolonged uncertainty.<\/span><\/p>\n<h2><b>Who Should Consider This Immediately?<\/b><\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Business owners with cash flow issues<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Families paying interest for over 12 months<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Borrowers who renewed loans multiple times<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Anyone who received auction notice<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Individuals paying above 18% annually<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">If any of these apply, evaluate settlement immediately.<\/span><\/p>\n<h2><b>Final Thoughts<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Gold loans are meant to solve temporary problems &#8211; not create permanent financial pressure.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If interest is draining your income and principal remains untouched, continuing the loan is not loyalty to your asset. It&#8217;s a financial leak.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A professional pledged gold release service in Kerala gives you control:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Stop recurring interest<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Unlock current gold value<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Receive surplus cash<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Close the chapter legally<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">If you want to calculate your potential savings or check today\u2019s live rate, connect with Alappattu Gold directly:<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">\ud83d\udc49<\/span><a href=\"https:\/\/wa.link\/bzk9hl\"> <span style=\"font-weight: 400;\">https:\/\/wa.link\/bzk9hl<\/span><\/a><\/p>\n<p><span style=\"font-weight: 400;\">Interest compounds quietly. Smart decisions compound wealth.<\/span><\/p>\n<p><br \/><br \/><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Gold loans are common across Kerala. They are quick, accessible, and require minimal paperwork. But what most borrowers don\u2019t calculate properly is the long-term cost of interest. If you are stuck paying high monthly charges, a pledged gold release service in Kerala can be the smartest financial reset you make this year. This blog breaks [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":461,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ocean_post_layout":"","ocean_both_sidebars_style":"","ocean_both_sidebars_content_width":0,"ocean_both_sidebars_sidebars_width":0,"ocean_sidebar":"0","ocean_second_sidebar":"0","ocean_disable_margins":"enable","ocean_add_body_class":"","ocean_shortcode_before_top_bar":"","ocean_shortcode_after_top_bar":"","ocean_shortcode_before_header":"","ocean_shortcode_after_header":"","ocean_has_shortcode":"","ocean_shortcode_after_title":"","ocean_shortcode_before_footer_widgets":"","ocean_shortcode_after_footer_widgets":"","ocean_shortcode_before_footer_bottom":"","ocean_shortcode_after_footer_bottom":"","ocean_display_top_bar":"default","ocean_display_header":"default","ocean_header_style":"","ocean_center_header_left_menu":"0","ocean_custom_header_template":"0","ocean_custom_logo":0,"ocean_custom_retina_logo":0,"ocean_custom_logo_max_width":0,"ocean_custom_logo_tablet_max_width":0,"ocean_custom_logo_mobile_max_width":0,"ocean_custom_logo_max_height":0,"ocean_custom_logo_tablet_max_height":0,"ocean_custom_logo_mobile_max_height":0,"ocean_header_custom_menu":"0","ocean_menu_typo_font_family":"0","ocean_menu_typo_font_subset":"","ocean_menu_typo_font_size":0,"ocean_menu_typo_font_size_tablet":0,"ocean_menu_typo_font_size_mobile":0,"ocean_menu_typo_font_size_unit":"px","ocean_menu_typo_font_weight":"","ocean_menu_typo_font_weight_tablet":"","ocean_menu_typo_font_weight_mobile":"","ocean_menu_typo_transform":"","ocean_menu_typo_transform_tablet":"","ocean_menu_typo_transform_mobile":"","ocean_menu_typo_line_height":0,"ocean_menu_typo_line_height_tablet":0,"ocean_menu_typo_line_height_mobile":0,"ocean_menu_typo_line_height_unit":"","ocean_menu_typo_spacing":0,"ocean_menu_typo_spacing_tablet":0,"ocean_menu_typo_spacing_mobile":0,"ocean_menu_typo_spacing_unit":"","ocean_menu_link_color":"","ocean_menu_link_color_hover":"","ocean_menu_link_color_active":"","ocean_menu_link_background":"","ocean_menu_link_hover_background":"","ocean_menu_link_active_background":"","ocean_menu_social_links_bg":"","ocean_menu_social_hover_links_bg":"","ocean_menu_social_links_color":"","ocean_menu_social_hover_links_color":"","ocean_disable_title":"default","ocean_disable_heading":"default","ocean_post_title":"","ocean_post_subheading":"","ocean_post_title_style":"","ocean_post_title_background_color":"","ocean_post_title_background":0,"ocean_post_title_bg_image_position":"","ocean_post_title_bg_image_attachment":"","ocean_post_title_bg_image_repeat":"","ocean_post_title_bg_image_size":"","ocean_post_title_height":0,"ocean_post_title_bg_overlay":0.5,"ocean_post_title_bg_overlay_color":"","ocean_disable_breadcrumbs":"default","ocean_breadcrumbs_color":"","ocean_breadcrumbs_separator_color":"","ocean_breadcrumbs_links_color":"","ocean_breadcrumbs_links_hover_color":"","ocean_display_footer_widgets":"default","ocean_display_footer_bottom":"default","ocean_custom_footer_template":"0","ocean_post_oembed":"","ocean_post_self_hosted_media":"","ocean_post_video_embed":"","ocean_link_format":"","ocean_link_format_target":"self","ocean_quote_format":"","ocean_quote_format_link":"post","ocean_gallery_link_images":"off","ocean_gallery_id":[],"footnotes":""},"categories":[14],"tags":[],"class_list":["post-456","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tips-advice","entry","has-media"],"yoast_head":"<!-- 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